Privacy Policy

Privacy Policy

Privacy is of great importance to MARTINSA MOTOR S.L.U. and we want to maintain an open and transparent attitude when dealing with your personal data. Therefore, we have a policy that establishes how your personal data is treated and protected.

 

  • Who is responsible for the processing of your data?

Owner: Martinsa Motor, S.L.U. (hereinafter, Martinsa Motor).
NIF: B93415958
Registered office: Calle Moscatel 18, 29631, Benalmádena, Málaga.
Registered in the Commercial Register of Málaga on 06/07/2015, sheet MA-129209, Volume 5419, folio 90, 1st registration
Telephone: 952578290
Email: hola@martinsamotor.com

 

  • For what purposes do we process your personal data?

Martinsa Motor will process your personal data for the following purposes:

Processing of customer or potential customer data:

(i) To make you an offer or provide you with related services regarding the purchase, sale of vehicles, insurance and/or arrangements (ii) To sell you a vehicle or services (iii) To fulfill any request you may make to us (iv) To adapt or transform your vehicle to meet your particular needs (v) To arrange for the registration of the vehicle in your name (vi) To ensure our business activity (vii) To ensure the satisfaction of our customers (viii) To send you relevant information about vehicles and services. (ix) To measure the effectiveness of our advertising actions. (x) To carry out satisfaction surveys or (xi) To investigate fraud or protect our operations and users. (xii) To prevent money laundering. (xiii) To send commercial communications in relation to our vehicles, products and services, and such communications may be based on the commercial profile developed in relation to your consumption habits, use of our services and navigation through our website. In any case, the communications of the previous 8 points may be made through
electronic means (email, WhatsApp...) and/or conventional (phone call, mail
postal...).

Video surveillance:

(i) To ensure the safety of the facility or people. (ii) To ensure the correct performance of tasks in the work environment.

Proceedings with credit institutions:

Read section "A - Consent to the transfer of data for the purpose of seeking funding".

Processing for human resources management:

(i) Development of personnel selection processes. (ii) Hiring of personnel. (iii) Payment of payroll. (iv) Training. (v) Application of the collective bargaining agreement. (vi) Management, planning and organization of work. (vii) Equality and safety in the workplace. (viii) Exercise and enjoyment of vacations. (ix) Termination of the labor relationship and all those necessary for corporate control.

 

  • Data we collect:

We process the data necessary for each of the purposes identified above. These may be:

Identifying information: name, surname, DNI or NIE, social security number, address, telephone, e-mail, photographs or voice and video recordings.

Social circumstances: properties (information regarding the vehicle).

Personal: date and place of birth, age, marital status, family data.

Academics: record, education and qualifications

Professionals: experience, category or position

Economic-financial: bank details, income, income, credits, loans, guarantees, pension or retirement plans.

Contact information: e-mail, contact telephone number...

Data of your vehicle or the model you are interested in

Preference data.

Geolocation data: some of the functionalities allow the geolocation of the device (tablet, Smartphone, etc.) on which it is installed.

The User may disable this option directly on the device itself, however, disabling this option may prevent the use of some of the functionalities.

In the event that the User provides data of third parties, he/she declares to have the consent of the same and undertakes to transfer to the interested party, owner of such data, the information contained in this Privacy Policy, exempting Martinsa Motor from any liability in this regard.

However, Martinsa Motor may carry out the necessary verifications to verify this fact, adopting the corresponding due diligence measures, in accordance with data protection regulations.

 

  • What is the legitimacy of the processing of your data?

The legal bases that legitimize the indicated treatments are the execution of the contract, sale and provision of products and services, search and processing of financing, answering queries and providing information requested by the User, compliance with a legal obligation, contractual relationship, surveys, user consent and legitimate interest. Likewise, in the event that the User withdraws his/her consent to any of the processing, this shall not affect the lawfulness of the processing previously carried out.

 

  • Data retention period:

We only keep users' personal data to the extent that we need it in order to use it for the purpose for which it was collected, and according to the legal basis for its processing. We will keep personal data for as long as there is a contractual and/or commercial relationship with the user and once terminated, in compliance with a legal obligation for the time indicated by law.

The personal data provided will be kept as long as you do not exercise the right of deletion, opposition to the processing of your data, revocation of consent, or when the concessionaire considers that they are no longer necessary to develop commercial actions, either because they are not adequate, relevant or outdated. In any case, the establishment reserves the right to keep the data properly blocked, without giving any use, while they may be necessary for the exercise or defense of claims or may derive some kind of judicial, legal or contractual liability of its treatment, which must be addressed and for which its recovery is necessary. The establishment shall comply with the provisions of current regulations regarding the duty to delete personal information that is no longer necessary for the purpose or purposes for which it was collected, blocking the same, in order to be able to meet the possible liabilities arising from the processing of data, and only during the statute of limitations of such liabilities. Once these periods have elapsed, this information will be definitively deleted by means of secure methods.

 

  • Recipients of personal data

Internally

To personnel who need it to provide the services you have requested.

Service providers

In order to provide you with the services you have requested from us, we may share your personal data with our service providers, as we outsource some services. In any case, you can be assured that we take all reasonable steps to obtain commitments from our service providers to treat your personal data with the same level of protection with which we treat it.

Legal compliance and security

It may be necessary to disclose your personal data if we are compelled to do so for reasons of public order, law enforcement or other matters of public importance, to the extent that disclosure is necessary or appropriate and we are required to do so by the competent authorities.

Martinsa Motor will treat the User's data at all times in an absolutely confidential manner and keeping the mandatory duty of secrecy with respect to them, in accordance with the provisions of the applicable regulations, adopting for this purpose the necessary technical and organizational measures to ensure the security of your data and avoid its alteration, loss, treatment or unauthorized access, given the state of technology, the nature of the data stored and the risks to which they are exposed.

 

  • Rights of interested parties

The data subject may, at any time thereafter, exercise the rights of access, rectification, erasure, objection, portability, limitation of processing and not to be subject to a decision based solely on automated processing, including profiling, under the terms established in the data protection regulations in force at any given time. The way to exercise these rights will consist of sending a request, addressing the concessionaire, to our e-mail address established for this purpose: hola@martinsamotor.com, specifying the right you wish to exercise. Likewise, the interested party may seek protection before the Spanish Data Protection Agency (www.aepd.es), by filing a complaint or claim. The user will respond, in any case, of the veracity of the data provided, reserving the concessionaire the right to exclude from the services to any user who has provided false data, without prejudice to other actions that may apply in law. The user is responsible for communicating any changes in the personal data provided.

Transfers outside the EU

As we have indicated, the communication of your personal data may, in some cases, involve the international transfer of your personal data outside the European Union (EU). However, and given the special attention to the treatment of your personal data that we have, when such transfer is made outside the EU, we implement measures to ensure that the personal data transferred benefit from an adequate level of protection and we adopt appropriate safeguards.

Human Resources

The concessionaire ensures the correct processing of personal data, based on the purposes of recruitment, the execution of the employment contract, including the fulfillment of obligations established by law or collective bargaining agreement, management, planning and organization of work, equality and safety in the workplace, as well as the purposes of exercise and enjoyment, until the time of termination of the employment relationship. The content of these policies constitutes a process of continuous improvement. The human resources department of the concessionaire will process personal data included in job applications from potential candidates. The aforementioned personal data will be used for the purpose of developing personnel selection processes. Recipients: The data collected will not be transferred to third parties. The legitimacy is the pre-contractual relationship during the selection process and, subsequently, in case of being selected, the execution of the employment contract to which the interested party is a party. CONSERVATION PERIOD: the personal data provided will be kept for a period of two years in the case of cv and after the termination of the employment contract for the established legal period. RIGHTS: the interested party may at any time exercise the rights of access, rectification, deletion, opposition, limitation of processing, data portability, as well as revoke the consent given and seek protection from the Spanish Data Protection Agency (www.aepd.es). To exercise the aforementioned rights, the interested party shall send a written communication with the subject "Exercise of RGPD rights", specifying the request to the e-mail address: hola@martinsamotor.com. With regard to selection processes and the processing of curricula vitae, the concessionaire does not accept under any circumstances the collection of documents in paper format. Therefore, applicants may only send their CV: by e-mail to the following address: hola@martinsamotor.com or by attaching the CV in PDF format, by accessing the website.

 

  • Notifications

All notifications and communications from the user to the dealer will be considered effective, for all purposes, when they are addressed in any of the following ways: Sending by email to the following email address: hola@martinsamotor.com All notifications by the concessionaire to the user will be considered effective when they are made in any of the following ways that prior: postal mail, email, phone call, SMS or videos, audios and WhatsApp messages. In this sense, all notifications made by the concessionaire to the user will be considered validly made if they have been made using the data provided by the user and through the means indicated above. For these purposes, the user declares that all the data provided by him/her are true and correct, and undertakes to inform the dealer of all changes relating to the notification data.

 

  • Obligation to provide the data.

The data requested in the forms accessible from the Martinsa Motor Web Site are, in general, obligatory in order to comply with the established purposes.

 

  • User's responsibility

The User guarantees that he/she is of legal age or legally emancipated in his/her case, fully capable, and that the data provided to Martinsa Motor are true, accurate, complete and updated. To these effects, the User is responsible for the veracity of all the data that he/she communicates and will keep the information provided conveniently updated, in such a way that it corresponds to his/her real situation.

You guarantee that you have informed the third parties from whom you provide your data, if you do so, of the aspects contained in this document. Likewise, you guarantee that you have obtained their authorization to provide their data to Martinsa Motor for the aforementioned purposes. You shall be liable for any false or inaccurate information that you provide through the Web Site and for any damages, direct or indirect, that this may cause to Martinsa Motor or third parties.

 

  • Exercise of rights

The User may send a letter to calle Moscatel 18, 29631, Benalmádena, Málaga or by e-mail to the address hola@martinsamotor.com , in both cases, with the Reference "Data Protection", enclosing a photocopy of his/her identity card or passport in force, at any time and free of charge, in order to:

Revoke consents granted

Obtain confirmation as to whether or not Martinsa Motor is processing personal data concerning the User.

Access to your personal data.

Rectify inaccurate or incomplete data.

Request the deletion of your data when, among other reasons, the data is no longer necessary for the purposes for which it was collected.

Obtain from Martinsa Motor the limitation of data processing when any of the conditions provided for in the data protection regulations are met.

To obtain human intervention, to express your point of view and to challenge automated decisions made by Martinsa Motor.

Request the portability of your data.

Users are also informed that at any time they may lodge a complaint regarding the protection of their personal data with the competent supervisory authority (such as the Data Protection Agency, C/ Jorge Juan, 6, 28001 Madrid, Tel. 91399 6200, internacional@agpd.es, https://www.agpd.es/).

 

  • Cookies Policy

The cookies policy of the website is determined by the provisions of the same.

 

  • Legal Notice

The legal notice of the website is determined by the provisions set forth therein.

 

A - Consent to the transfer of data for the purpose of seeking financing

For the purposes provided for in Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data and repealing Directive 95/46/EC (General Data Protection Regulation) and in Organic Law 3/2018, of 5 December, on the Protection of Personal Data and guarantee of digital rights, the company informs you that on the occasion of your request for financing of products or services purchased, the company is going to process your personal data, as the responsible party, for the following purposes:

- Advise and guide the customer in the purchase of the product or service including the study of the customer's needs in relation to the product or service chosen and the different forms of payment available, including financing. 

- Provision to the client of its own applications or those contracted directly by the company, for the collection, registration, organization, structuring, arrangement and conservation of the information provided.

- Selection of candidate financial institutions for the financing of the product and communication of the data collected.

We also inform you that your data are necessary for the application for the financing of the product and / or service requested, and that through some electronic means of the financial institution (web, email ...) or Lendismart platform (Lendismart platform acts on behalf of the controller, however, informs you that under current legislation on data protection have been adopted technical and organizational measures established in that legislation to ensure compliance in security measures and exercise and guarantee of their digital rights. This platform is owned by Lendismart, S.L with N.I.F: B90242645 and address at Avenida San Francisco Javier, 19, Module J, 41005 Seville) will be sent to the selected financial institutions that will act as responsible for the data for the following purpose:

- Analysis and feasibility study of the financing requested by the client, including the performance of the necessary solvency analyses. 

The legal basis for the processing by the company and the subsequent communication of your personal data to financial institutions is, at your request, the implementation of pre-contractual measures for obtaining financing, all in accordance with Article 6.1.b) RGPD.

 

The identity of the Financial Institutions, which may process your data for the aforementioned purposes, and before which the customer may exercise his/her data protection rights, are the following (each of them individually as the "Controller" or collectively as the "Controllers"):

- Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), with registered office at Plaza San Nicolás 4, 48005, Bilbao; Channels for exercising rights: Customer Service: servicioatencioncliente@grupobbva.com; by sending an e-mail to: derechosprotecciondatos@bbva.com; by submitting a letter to any of the offices. Data Protection Delegate: dpogrupobbva@bbva.com. Access additional information at the following link: https://protecciondedatos.bbva.es/ 

- Sabadell Consumer Finance S.A.U. (Sabadell or Instantcredit) with registered office in Pl. Catalunya 1, 08201

Sabadell (Spain) and e-mail ejercicioderechosprotecdatos@bancsabadell.com. Contact details of the Data Protection Delegate: address located at Avda. Óscar Esplá, 37, 03007 Alicante (Spain), and e-mail: DataProtectionOfficer@bancsabadell.com. Access additional information at the following link: www.sabadellconsumer.com 

- Credit Agricole Consumer Finance Spain EFC, S.A.U. (Sofinco), with registered office at Av. de Manoteras, 44, 2nd Floor, Letter D. 28050. Madrid; customer service contacts: atencioncliente@sofinco.es, data protection: protecciondatos@sofinco.es and DPO: dpo@sofinco.es. For further information, please click on the following link: https://www.sofinco.es/legal/privacidad 

- Banco Cetelem, S.A.U. (Cetelem), with registered office at Paseo de los Melancólicos, 14A 28005 Madrid; customer service contacts SAC-quejasyreclamaciones@cetelem.es, data protection and DPO DPO@cetelem.es. Access additional information at the following link: https://www.cetelem.es/proteccion-de-datos

- Cofidis S.A. Sucursal en España (Cofidis) with C.I.F. W0017686G, with administrative address at Pl. de la Pau s/n Edif.WTC AP1, 08940 Cornellà de Llobregat - Barcelona; customer service contact: sac@cofidis.es and DPO: dpocofidis@cofidis.es. For further information, please click on the following link: https://www.cofidis.es/es/informacion-legal/proteccion-datos.html

- CaixaBank Payments & Consumer, E.F.C., E.P., S.A. (CaixaBank Payments & Consumer), with address at calle Caleruega 102, 28033, Madrid, Spain and Tax Identification Number A-08980153. Customer service contact: servicio.cliente@caixabank.com and data protection contact: delegado.proteccion.datos@caixabank.com. Access additional information at the following link: https://www.caixabankpc.com/es/politica-de-privacidad

- Abanca Servicios Financieros, E.F.C., S.A. (Abanca), with registered office at C/ Rúa Nueva, nº 30, C.P 15003, A Coruña and CIF A-28197036. Customer service contact: atencioncliente@abanca.com and data protection contact: infoasf@abancaserfin.com. Access additional information at the following link: https://abancaserfin.com/es/politica-de-privacidad-clientes/

- Zank Financial, S.L. (Zank), with registered office at Camino Cerro de los Gamos 1, 28224 Pozuelo de Alarcón (Madrid) and CIF B66090473, offers to those interested in contracting loans or credits with the financing entity Unión Financiera Asturiana, S.A., E.F.C., with registered office in Oviedo (Asturias), calle Pelayo, 15; and NIF A33053984, operating under the brand CONFIA ("CONFIA"). It is noted that Zank operates as an intermediary and technological support of CONFIA, the financier of the loan or credit operations. The decision to grant or not to grant a loan will correspond exclusively to CONFIA. Those interested in the granting of a loan will contract this, if any, with CONFIA, maintaining with it the corresponding credit relationship. Customer service contact: soporte.confia@confia.com.es and data protection contact: protecciondatos.confia@confia.com.es. Access additional information at the following link: https://www.confia.com.es/pdf/Condiciones_generales_CONFIA.pdf

- Santander Consumer Finance, S.A (Santander Consumer) with registered office at Avda. de Cantabria, s/n, Edificio 4 Norte-Dehesa, 28660 Boadilla del Monte, Madrid and CIF A28122570. Customer service contact: scinfo@santanderconsumer.com and data protection contact: scprotecciondedatos@santanderconsumer.com. For further information, please click on the following link: https://www.santanderconsumer.es/legal/politica-de-privacidad

- Wizink Bank S.A.U (bajo las marcas Aplazame y Lendrock) con domicilio social en la calle Ulises 16-18 28043, Madrid y CIF A-81831067. La actividad bajo la marca “Aplazame”, consiste en financiar los productos y/o servicios que los consumidores adquieran en comercios electrónicos afiliados, pagando directamente a dichos comercios el precio del producto o servicio adquirido, y cobrando posteriormente el precio al consumidor en forma de cuotas aplazadas con el correspondiente tipo de interés. La marca “Lendrock” en cambio, se dedica a la financiaci{on del automóvil . Contacto atención al cliente: hola@aplazame.com y info@lendrock.com respectivamente; contacto de protección de datos: mb.esp.protecciondedatos@wizink.es.  Acceda a información adicional en el siguiente enlace: https://www.datocms-assets.com/28409/1711033198-wzgenppd_0224.pdf 

Las Entidades financieras podrán tratar para la finalidad indicada, los siguientes datos que se han recogido directamente del cliente e información que obtengan de las fuentes más adelante indicadas:

 

Identificativos: nombre, apellidos, DNI o NIE, número de seguridad social, domicilio, teléfono, correo electrónico, fotografías o audios de voz y videos.

Circunstancias sociales: propiedades (información en relación con el vehículo).

Personales: fecha y lugar de nacimiento, edad, estado civil, datos familiares.

Académicos: expediente, formación y titulaciones

Profesionales: experiencia, categoría o puesto

Económico-financieros: datos bancarios, ingresos, rentas, créditos, préstamos, avales, plan de pensiones o jubilación.

De contacto: correo electrónico, teléfono de contacto…

Datos de su vehículo o del modelo que está interesado

Datos de preferencias.

Datos de geolocalización: algunas de las funcionalidades permiten la geolocalización del dispositivo (tablet, Smartphone, etc.) en el que se encuentre instalada.

El Usuario podrá deshabilitar está opción directamente en el propio dispositivo, sin embargo, la desactivación de esta opción podrá impedir el uso de algunas de las funcionalidades.

En caso de que el Usuario facilite datos de terceros, manifiesta contar con el consentimiento de los mismos y se compromete a trasladar al interesado, titular de dichos datos, la información contenida en la presente Política de Privacidad, eximiendo a Martinsa Motor de cualquier responsabilidad en este sentido.

Para la realización del estudio de financiación por parte de la Entidades financieras, éstas podrán solicitar información relativa a sus antecedentes crediticios a: Central de Información de Riesgos de Banco de España (CIR), sistemas de información crediticia (Servicios de Información del Crédito S.L. de ASNEF/Equifax, Experian Bureau de Crédito), ficheros comunes de solvencia patrimonial y crédito y, en su caso, a los distintos ficheros de las empresas pertenecientes a cada grupo empresarial de las referidas Entidades financieras. La base legal de estas consultas, así como de cualquier otra información de pago que ya estuviera en manos de las Entidades financieras de las que el solicitante sea ya cliente, en relación a solicitudes referidas a créditos al consumo, es el interés legítimo de la Entidad financiera en cumplir con los criterios de crédito responsable. 

En caso de que Ud. ya fuera cliente de la entidad financiera seleccionada, le informamos de que esta, podrá consultar los datos de sus operaciones bancarias de los últimos doce (12) meses, incluidos los relativos a la evolución de los pagos de dichas operaciones para gestionar la presente solicitud.

Las entidades están obligadas a comunicar a la Central de Información de Riesgos de Banco de España (CIR) los riesgos de sus operaciones bancarias como cliente o garante, junto con sus datos personales y, si lo fuera, su condición de empresario individual.

La base de legitimación de la consulta a la CIR es el cumplimiento de una obligación legal (Ley 44/2002, de 22 de noviembre, de Reforma del Sistema Financiero).

Asimismo, las referidas Entidades financieras podrán comunicar los datos facilitados al Fichero Confirma, cuyos responsables son las entidades adheridas que se indican en la siguiente dirección www.confirmasistemas.es, con la finalidad de prevenir el fraude. Los datos comunicados por las referidas Entidades financieras al Fichero Confirma podrán ser cedidos a las entidades adheridas, con un plazo máximo de conservación de dos (2) años. La base jurídica de este tratamiento de los datos de carácter personal en el Fichero Confirma, es el interés legítimo de las Entidades financieras de prevenir el fraude. Si no está de acuerdo, puede oponerse enviando un email a: infolopd@confirmasistemas.es. Asimismo, en relación con el Fichero Confirma, el cliente podrá ejercitar los derechos de acceso, rectificación, oposición, cancelación, mediante envío de una carta ante la entidad que lo gestiona, “Confirma Sistemas de Información, S.L.”, con domicilio en la Avda. de la Industria, 18, TRES CANTOS (28760) MADRID. “Confirma Sistemas de Información, S.L.” ha nombrado un Delegado de Protección de Datos con el que podrás contactar a través del correo electrónico dpo@confirmasistemas.es.

En base a la legislación vigente en materia de prevención de blanqueo de capitales, es obligatorio recabar, por parte de las Entidades financieras, información relativa a su actividad económica y, para ello, el cliente autoriza expresamente mediante la firma del presente documento, a que dichas entidades soliciten, en su nombre, toda la información relativa a su actividad económica con la única finalidad de ser utilizados exclusivamente para la gestión del estudio de viabilidad de la financiación.

Los datos personales que serán obtenidos por las entidades financieras bajo la presente autorización, serán conservados y bloqueados hasta un máximo de seis años en caso de denegación de la solicitud o si la financiación se concede pero finalmente no se contrata, ello en cumplimiento de la normativa vigente, En el supuesto de que finalmente se formalice el contrato de la financiación solicitada, conservarán dichos datos durante la vigencia de la relación contractual y una vez finalizada mantendrán bloqueados aquellos que sean necesarios conforme a la documentación del producto o servicio  contratado.

Los plazos de conservación de los datos recogidos directamente por la Entidad financiera seleccionada dentro de su proceso de contratación, serán los informados por las diferentes Entidades financieras en sus propios contratos. 

Usted podrá ejercitar los siguientes derechos ante el Responsable (adjuntando copia de un documento acreditativo de su identidad) a través de los canales que se indican junto a cada uno de ellos. También podrá usted presentar una reclamación ante la Agencia Española de Protección de Datos (www.aepd.es). Derechos:  consultar los datos personales que se incluyan en los ficheros del Responsable (derecho de acceso), solicitar la modificación de sus datos personales (derecho de rectificación), solicitar que no se traten tus datos personales (derecho de oposición), solicitar la supresión de sus datos personales (derecho de cancelación), limitar el tratamiento de sus datos personales en los supuestos permitidos (limitación del tratamiento), recibir así como a transmitirlos a otra entidad, en formato electrónico, los datos personales que haya facilitado y aquellos que se han obtenido de su relación con el Responsable (derecho de portabilidad).

La Política de Privacidad y Protección de datos de la empresa ha sido facilitada en documento separado a los efectos de cumplir con el derecho de información como cliente de la empresa, bajo la citada normativa de protección de datos de carácter personal.

 

Destinatarios de los datos

De conformidad con la normativa de protección de datos de aplicación, mediante la firma del presente documento, el cliente queda informado de la comunicación de sus datos personales por la empresa a las Entidades financieras destinatarias y para la finalidad informada anteriormente.

El cliente puede retirar su consentimiento en cualquier momento, sin que ello afecte a la licitud del tratamiento basado en el consentimiento previo a su retirada, dirigiéndose a los datos de contacto de las Entidades Financieras descritos anteriormente. 

La empresa le informa que este documento aceptado por usted (de forma digital o manuscrita) quedará registrado en los sistemas de la empresa por un plazo mínimo de cinco años, como prueba de su conformidad y del consentimiento otorgado.

 

Detalle del alcance de los consentimientos

A continuación se detalla el alcance de cada consentimiento solicitado por aquellas Entidades Financieras colaboradoras:

 

Consentimiento para la cesión de datos a efectos de la búsqueda de financiación

Banco Cetelem, S.A.U.

He sido informado que para el estudio de mi solicitud y como parte de la evaluación y valoración del riesgo, Banco Cetelem, S.A.U. consultará mis antecedentes crediticios en los ficheros de los Servicios de Información de ASNEF/EQUIFAX, Experian Bureau de Crédito y en la Central de Información de Riesgos (CIRBE) del Banco de España.

 

Credit Agricole Consumer Finance Spain EFC, S.A.U - Sofinco

Sofinco tratará los datos para: la contratación solicitada (incluyendo medidas precontractuales), consulta sobre solvencia, morosidad e indicadores de riesgo crediticio de fuentes externas, prevención del fraude y cumplimiento de obligaciones legales.

Autorizo a CREDIT AGRICOLE CONSUMER FINANCE SPAIN EFC, S.A.U. para consultar mis datos ante la TGSS a través del sistema VEDACON.

 

Consentimiento para la consulta a la tesorería de la seguridad social

Banco Cetelem, S.A.U.

El titular/es, y en su caso, el Fiador, ha sido informado por BANCO CETELEM, S.A.U. que la legislación vigente sobre prevención de blanqueo de capitales obliga a las entidades bancarias a obtener de sus clientes la información de su actividad económica y a realizar una comprobación de la misma, tanto en el momento del establecimiento de relaciones de negocio como periódicamente para su debida actualización. Con este exclusivo fin de verificación de la información facilitada, presto mi consentimiento expreso a BANCO CETELEM, S.A.U. para que en mi nombre pueda solicitar ante la Tesorería General de la Seguridad Social dicha información. Igualmente he sido informado que en el supuesto de que los datos por mi suministrados para la concesión de la financiación no se correspondan con los obrantes en la Tesorería General de la Seguridad Social, la entidad financiera trasladará a la Tesorería General de la Seguridad Social la información necesaria que esta le requiera para realizar las verificaciones y comprobaciones necesarias en orden a la protección de la seguridad de la información de la Seguridad Social y prevención del fraude. Los datos obtenidos de la Tesorería General de la Seguridad Social serán utilizados exclusivamente para la gestión señalada anteriormente. En el caso de incumplimiento de esta obligación por parte de la entidad financiera y/o del personal que en ella presta.

 

Cofidis

Acepto que Cofidis verifique la información de mi actividad económica ante la Tesorería General de la Seguridad Social.

 

Consentimiento al tratamiento de datos para efectuar seguimiento/perfilado

BBVA Consumer Finance - BBVA

Quiero que BBVA consulte y trate mis datos y preferencias de forma más detallada, para ofrecerme soluciones que me ayuden a gestionar mejor mis finanzas.

Credit Agricole Consumer Finance Spain EFC, S.A.U - Sofinco

Autorizo a CREDIT AGRICOLE CONSUMER FINANCE SPAIN EFC, S.A.U. y a las Empresas del Grupo a que traten mis datos personales proporcionados con fines de comunicación y de marketing (más información en www.sofinco.es).

 

Consentimiento al uso de datos para iniciar el proceso de banca online

Credit Agricole Consumer Finance Spain EFC, S.A.U - Sofinco

Acepto el envío de mi movil a Afterbanks para iniciar el servicio Banca Online. Sofinco tratará los datos facilitados por Afterbanks para verificar mi identidad, realizar análisis riesgo, solvencia y mejorar procesos de decisión crediticia de Sofinco.

 

Consentimiento al uso de datos para iniciar el proceso de verificación de identidad

Credit Agricole Consumer Finance Spain EFC, S.A.U - Sofinco

Venta a distancia – vídeo identificación y comprobación identidad: Sofinco tratará los datos (incl.. imagen, sonido, dato biométrico) para: prevención fraude (interés legítimo), prevención blanqueo capitales y financiación terrorismo (obligación legal).